After 4 years of lapse, I took the opportunity to jog at the East Coast Beach yesterday morning. Surprising, it was very crowded, just like those days before the COVID-19 happened.
Sunday, February 20, 2022
Jogging at East Cost Beach
Friday, February 11, 2022
Beware of chokes in your life
Finally, we called the plumbers to clear the choke of our kitchen sink!
The Choke
Well, the
kitchen sink was choked for a whole week. It’s perhaps the most frequently used
area where we cook and do all the washing of dishes and utensils.
It didn’t
happen overnight though. It just got worse overtime. The water-flow just get
slower and slower. Initially, we improvised to solve the flowing problem with
the help of a pump. This helps … but only to a certain degree. After a few more
weeks, the choke set in and the pump could no longer do the job of making the
water to flow down into the pipe.
As it was the Chinese New Year holiday period, we had to use a pail to collect the waste water and clear it whenever it’s full. Still, the sink could no longer served it usefulness.
Life is also
full of chokes and cluttered rubbish. We listen to unhealthy music, watch
destructive videos and saturated our reading with hurtful and self-centred comments
and social media. After sometime, the minds sway and wander into worldly lifestyle.
The voices of God could no longer be heard. The Bible that we read just don’t
excite and illuminate our hearts anymore. Slowly, the choke of our hearts and minds
set in and the Spirit could not flow in our lives anymore. Left unchecked, we
drifted away spiritually and into worldliness. Until the time when pain and
suffering, like a serious illness, bankruptcy, or a broken relationship happen
to us would then make us decide to call in “the plumber” to fix our lives and
bring us back to God.
No wonder
many of us just could not experience what Jesus said in John 9:37,38:
“Anyone who is thirsty may
come to me! Anyone who believes in me may come and drink! For the Scriptures
declares ‘Rivers of living water will flow from the heart.’ “
We, who are
Christians have come and drink from Him, Jesus Christ. Yet, most often we
failed to experience that Rivers of living water flowing from our heart. The
Spirit does not seem to lead our lives. We are still living in our old selfish
ways. Nothing has changed in us after drinking / accepting Jesus Christ as
Saviour and Lord. Why so? Because our lives are choke with many unpleasant
worldly concerns – financial needs, health issues, relationship strain, etc. Or
cluttered with many sinful habits and worldly pleasures. The Spirit just could
not do HIS work in us to transform us into what God want us to be – holy
(1Peter 1:15,16), & be a workmanship for God (Ephesians
2:10).
The Plumber
And so the plumbers came and also with their tools – a long flexible steel rope with a piercing head attach to a motor drilling through the flow of the pipe to clear away all the hard oily mud that stuck and obstruct the flow of the water. A tedious work indeed. After more than an hour and many pails of water to flush through the sink, finally, the water flow through the sink and into the pipe and drain smoothly. Every obstructions were removed.
How about you spiritually? Is the Spirit flowing from your heart? Has God’s voice seem so muted? Has anything choked your life that the flow of the Spirit seem so impeded? Maybe you should call in the Spiritual Plumber also?
How? Start
by calling … praying. Tell Him your problems. No one is listening other than
God.
Then by reading
… reading the Bible. Try Matthew 11:28-30.
Keep
reading, and thinking, reflecting, meditating …
Then Jesus said, “Come
to me, all of you who are weary and carry heavy burdens, and I will give you
rest. Take my yoke upon you. Let me teach you, because I am humble and gentle
at heart, and you will find rest for your souls. For my yoke is easy to bear, and
the burden I give you is light”
Agape
Monday, February 7, 2022
Motivation & Discipline
After more than 4 years, I finally break the barrier and ran a distance of 13km last Saturday morning! And the timing was very good as compared to those time when I ran that kind of distance.
Looking back on the past, I have received remarks like “you are wasting your time jogging. Better to go and sleep”. “Jogging is a boring activity”. So what keeps me going and enjoying it in fact? Where does my motivation come from?
My Motivation to jog
The number
one motivation is that I have seen some very old people who are still very fit
and healthy. I want to be like them. I have also known a few relatives who are
in their 70’s and already lose their mobility. That is a stern reminder to be
able to jog and run. Also, by being healthy and mobile, I won’t be a burden to
my family but instead I can serve and do house chore for them.
Jogging also
enable me to go to places less accessible by most people. I use to jog inside
the Mandai forest, the MacRitche Reservoir trail, the Changi Coastal track.
Some of these places are not passable by bike. It’s only by walking or jogging.
So, if you like adventure into the forest, jogging is the best approach. I can
cover more areas and leave the place before dark. I remember many years ago, I
almost could not get out of the forest in time after sunset. Once it is pitch
dark, it is difficult to get out of the forest. Of course, not many
Singaporeans know about danger inside the Mandai forest as they have never try
to get inside it. I have always wanted to jog there again. May be one of these
days …
Jogging Needs Discipline
Jogging is a
very boring activity. Long distance jogging is very lonely. So what keeps me
going?
Truth be told, there are 5 stages of a runner.
#1 The Beginner
#2 The Jogger
#3 The
Competitor
#4 The Athlete
#5 The
Runner
Most people
who are not jogging now are the one who have never break past “the beginner”. Beginner
needs the most discipline. The body will discourage you to go for a jog. Most
succumb to it and never pick up the discipline to jog or run. But once you move
past this stage, the discipline of going for a run just come naturally. That’s
when you enter into the second stage – The Jogger. The jogger’s runs are
satisfying in themselves. There is almost a “glow” at the end of the run, the
reward for the effort. If you understand what I mean, you have become a jogger.
If not, then keep jogging until you understand this.
Occasionally,
I turn myself into the Competitor (stage 3). This is where I try to out beat
myself.
Today, I ran a good run. A short 5km. I could go faster but have to be careful of injury.
My Athlete
days are over. Those were the times when I ran for medals and trophies. - Earthly Treasures that rust and were throw away :(
Above all,
if running is part of your lifestyle just like eating and sleeping, then you
have reach the last stage – the Runner. For me, whenever I am happy, I go for a
run. Whenever I am sad, I go for a run to make myself happy again. I am most
happy when I am running.
But as one
ages, jogging is still enjoying. The pace may slow down though.
How about you? Hope to meet you when you are jogging .... Keep going!
Agape
Saturday, January 29, 2022
2022 is the year for planting!
You never know what’s the outcome is until you try!
Within a week, new shoots begin to flourish! During dinner on the previous night, we told us the good news. My thought was …
Ecclesiastes 3:2b “… A
time to plant and a time to harvest.”
As the
thought wonder, I remember the Parable of the good soil in the Bible (Matthew
13:1-9). The parable assume that sunlight is provided for all kind of soils –
good soils, path, rocky soils, even among thorns & thistles. But in
reality, sunlight is not easily available in high rise flats. Seeds planted in
good soils do not guaranteed fruitfulness. Environmental factors play a big
part – water, sunlight, weather conditions and pests all can derail us even as
we try to be the “good soil”. And worst still, environmental factors are often
beyond our control. But that is not an excuse for not trying to plant the seeds
on good soil.
Step out of your Comfort
Zone!
2022 would
be a year for us to dare to try new things. Gardening, planting and growing
some simple plants may be a beginning.
2022 is also
going to be a tough year for the stock market. Stock prices are going for a correction
(that is – dropping) in January. It will stay this way for the rest of the
year. Will we see a market crash this year? To some, a stock market crash is a
crisis. To many, it is an opportunity! Stock market is not for the
faint-hearted. Weak hands will always be shaken out to sell their stocks at
miserable prices, only to see them rise later. This is always the game play of
the stock market. To win in the stock market, step out of your comfort zone.
Don’t act in haste. Hold as much cash as possible. Wait for the best market
timing even though we can never time the market. We will always make mistake in
the stock market. So learn to manage your risk. Start small and grow it slowly
on profitable companies that pay good dividends every year. I like the
Singapore Banks.
A time to plant and a time to harvest.
Hopefully, at the end of 2022, we can see our
money tree and get some harvest. Time is the only resource God has given to
everyone. Don’t let 2022 skip pass without doing any planting.
Agape
Thursday, January 20, 2022
What I'm Doing in the New Year!
#1. Building my Running Distances
Doing longer
run since the beginning of 2022. The progress is good. I have completed 3 runs
for the distance of 10km, 2 runs for 11km and last Sunday 16 January, managed to complete
the 12km run.
The
challenge is not the distance but it’s about the recovery after the run. How
long do I need to rest & recover before repeating the same distance? For 10km
run, I can do it on alternate days without problem. For 12km run, I will need
to rest longer (>3 days) if I want to maintain of 6:10/km pace. I may try to
do it twice in a week for January and February and see how I progress. With
daily chores on hand, the recovery is quite slow. This is a big improvement
from 2 years ago, when I struggle to run longer than 12km. Even then, I could
only do it at a 7.00/km pace.
#2. Reading the Bible
I also
started reading on the Book of Ezekiel, one or two chapter a day. In my
reading, I learned about how angels (cherubim) looks like in Chapter 1. The
glory of God also appeared to Ezekiel. Rainbows and haloes (verse 28) surround
the Almighty. So, that may be the reason we always see angels with a halo.
Prophet’s
life are very tough. Ezekiel has to live & act out the vision he saw. God
asked him to lie down on the left side for 390 days (as bearing for Israel’s
sin) and then lie down on the right side for 40 days (as bearing for Judah’s
sin). Personally, I don’t like to sleep or lie down on my side. I prefer to lie
down flat on my back and face the ceiling. This is my most comfortable sleeping
posture and also for best recovery after a hard run. Better still, if I have a
good pillow to raise both legs. So, I imagine how tough it will be for me if I
am to do what Ezekiel has to do by lying on the side. Another frightening thing
for Ezekiel is that God ask him to bake his bread with human dung! Imagine God
asking me to do that!! Ezekiel had to plead with God and He changed it to cow
dung. Still a tough life for him to do that for 390 + 40 days.
Another
important lesson learnt from the reading is that prophets are often asked to
eat the scroll that God gives. Jeremiah, too ate the Word of God.
Your words were found and I ate them,
And Your words became a joy to me and the delight of my
heart;
For I have been called by Your name,
Lord God
of armies. (Jer 15:16)
The word of God is
sweet, as honey in the mouth. The more we eat and chew on it, the stronger we
will be to meet any crisis or challenges in life. The Psalmist also declare
that God’s Word is also more desire than pure gold.
They are more desirable than gold, yes, than much pure gold; Sweeter also than honey and drippings of the honeycomb (Psa 19:10)
Eating God’s Word is to
experience Him - meditating, think, feel and encounter Him is my life. This is
the beginning of living a God-Presence life. Otherwise, Bible reading is just a
chore for head knowledge.
There are
many metaphors in this Book of Ezekiel. In the funeral song (chapter 19) that
God told Ezekiel to sing, Israel is depicted both as a lion and a vine. The
rebellion nation of Israel is given the story of two eagles (Chapter 17) representing
mighty nations of Babylon and Egypt. Also, Judah is an unfaithful wife (Chapter
16), breaking away from God, even after being rescued and groomed to perfect splendour
and beauty.
Another
important teaching in the reading of this Book is the judgment of God on the
sins of the people, priest and leaders. One question speak to me is that what
idols are we harbouring in our hearts. Anything that take our thoughts, or
become our centre of focus in life is deem as idols. Here calls for honest and soul-searching.
#3. New Testament in
the original text
Last night,
I was watching a Youtube that discuss on “How Badly was the New Testament
Corrupted?” It’s a long 2 hour seminar presentation by Dr Daniel Wallace. You
can google it yourself as it is about >2 hours long. He presented a
scholarly research on the New Testament and show how much work was done to
check and verify the ancient texts. All the copies that were hand written (that’s
how ancient people reproduce many copies) and sure prone to spelling errors,
missing words, or even a sentence. One thing for sure is that, none of our
English Bible is the actual word of God. It’s just a translation or interpretation
of the original text. So, it is best for us Christians to be able to read the
New Testament in it’s original text – Greek. And for that, I need to take out
my Greek grammar book and start revising again. And then start reading the New
Testament. Slowly but surely…. (At least will read the 1st Epistle of John & Gospel of John).
So, how's your start of the New Year 2022? January is coming to en end. Let's make good use of your time - Kairos' moment! :)
Agape
Tuesday, January 4, 2022
“Seeing” Miracles? – Christmas Thoughts; New Year Revelation
Blessed New Year 2022!
As I walked
into the worship room on post-Christmas Sunday, I felt an overwhelming of goodness
that is going to take place in this church. Maybe in the near future?
As I look
around, most, if not, all of the people are young adults; some, with toddlers.
It seemed like the days when I was their age, some 30+ years ago, where the
church was small and we felt a sense of belonging, wanting to give our best,
and our all to God’s Kingdom. I sense a “miracle” is going to take place here (?).
Only God knows and in HIS time.
One verse
came to mind,
Isaiah 60:22 (NLT) “The smallest family will become a thousand people, and the
tiniest group will become a mighty nation. At the right time, I, the LORD, will
make it happen.”
On 26
December, my family went to my daughter’s church, Hope International Ministries
(HIM) Singapore for Sunday Christmas Worship. All we know that it would be a
Christmas celebration. The game was good – Charade by drawing, simple yet
related to Bible stories themes. I see many talents among the young adults. Some
came to my house before, for their life-group meeting. It’s like a family here,
a small family (like Isa 60:22 said). Then, the title of the message caught my
eyes – Miracles of Jesus. Hmmm …tie in nicely with what I felt earlier.
Steven’s message was clear. (Hope I remember his name right). No need to use a lot of stories or illustrations. Sharing about his life’s encounter – a car clashed that shattered his heart and went into depression to see his friends died. We all can related to life struggles. That is where we encounter turning points in our lives; … and God’s miracles.
As I walk
out of the church, God reminded me a life principles – be brave to walk through
life’s dark moments, He will perform miracles to get us through. Perhaps that
is also God’s message for me in the New Year, 2022.
What’s your
direction & plan for the New Year 2022? Trust God. He is going to do many
miracles in your life too!
Agape
Tuesday, December 28, 2021
Reflecting on 2021
As the year 2021 is coming to an end, it's time to reflect and ask 2 questions:
1. Have I use my time in 2021 wisely?
The 3 main
areas that take up most of my time are (1) House works, (2) Exercise/Jogging
& (3) Personal time
#1 House-works / Serving
This year, I
am given the honour to become the full-time servant of the house. House-works
include cleaning, cooking, marketing, laundry, taking care of Dewy – feeding,
washing her toilet. This is my primary duty and it takes most of the time. So,
serving in the home trained me to do everything out of love. 1Corinthians 16:14 “And
do everything with love” – this is my
motivation. I think I pass the test of
doing everything out of love, not only for the family, but also for community
works. My perspective of serving cheerfully has grown as the days go by.
Initially, it was very hard. I think it is good to always remember that every time
something needs to be done: “JUST DO IT!”
Writing
about serving, we must always remember that the Son of God, who willingly took
on human form and came not to be served but to serve. And He served humbly,
setting for us an example to follow.
#2. Exercise / Jogging
I feel
stronger and run faster this year. I managed to complete a few 10km runs in
about 55 minutes on numerous occasions. As I am no longer in full-time
employment, I usually jogged about 4-5 times a week. Most of these runs or jogs
were about 5km to 8km each and were usually about 5:35min/km. Occasionally, I
will attempt a 5km run in less than 26 minutes. I am happy for the tremendous
progress as I have never able to do a 10km run in less than 60 minutes when I
am working full-time. What I need to do more now is to include aerobic exercise
and weights pressing or lifting for muscle strength.
For 2022, I
will run longer distances and build endurance beside power. My next goal is to
do regularly 15km runs in less than 90 minutes next year and progressively to
20km before the year ends. To achieve this, I will need to build strength besides
just running.
#3 Personal Time
Praying – This year is also a very stressful
period of my life. So, prayer is most crucial to draw inner strength from the
Almighty God. Afternoon is usually my time of prayer. It is also a time to
reflect and listen. I have learn a lot about stillness and listening to God.
Reading - I have read less this year
compared to previous years which I read a lot (mostly books borrowed from
Singapore Bible College Library). Since COVID started, the library is closed.
So, next year, I must get back the habit of reading again. There are many books
in my book shelf, which I need to re-read and reflect.
Creating Passive Income - The total monthly household expense
is about $1800/month. Food cost the most. (Singapore is the most expensive
place in the world, you know!). Thanks to my daughter who contributed
$300/monthly (quite a lot from her who just started work) and my wife who
contributed $500/monthly. I still pay all the utility bills, town council,
phone & internet, etc. So, it is important to plan well before retirement and
have passive income. Passive income is income collected even when I am not
doing anything. Nice right! Shake leg and still have money every month! These
passive incomes are from dividends of the stocks. Also, when the stock market
goes a bit crazy, then I can also make some money by careful trading the stock
market. So, time must be allocated to monitor the stock market daily. I usually
look at the stock market in the morning when it opens at 9am for a short while
and then goes for a jog. The two most crucial period where day traders flip the
market are during the morning at about 10:35 to 11am and in the afternoon at
about 3:45 to 4pm, when they cover up their trading positions.
Playing Jigsaw Sudoku – This is my relax moment and also
to exercise my logical reasoning. It is also about developing a sharp eye to
see the missing numbers, one by one.
2. What are the lessons I
have learnt this year?
Continue to contribute
financially to Christian ministry – Gospel Mission to the Blind (GMB), Our Daily Bread (ODB)
and National Kidney Foundation (NKF). Giving is one area where I learn to be
careful is using my money, especially after I stop working. I have to trust God
for His providence is order to be able to give. Let see how this goes for 2022.
Learning to cope with
stress
– physical, mental and emotional.
It’s all about learning to let go and rest in God. Everything that happen this
year has a reason. Once, I learn to look at the big picture of life and trust
God in walking His Will.
Learning to serve
cheerfully - it all
about the willingness to do lowly and tedious jobs. He who wants to be the
first must learn to be the least.
What have
you learn this whole year, 2021?
Agape
Saturday, December 25, 2021
Be careful how we speak
Before you speak, THINK:
T~ is it True?
H ~ is it Helpful?
I ~ is it Inspiring?
N ~ is it Necessary?
K ~ is it Kind?
By speaking,
I should also include writing, blogging, and commenting. At the heart of it
all, what and how we speak reveal our character. So, it is important to always
reflect, and feed our soul and thoughts with Truth & Love. Learning from
the Bible is a good place to start. Also, we can learn from wise mentors,
leaders with integrity, bosses who show exemplary characters. Observe how these
people speak in private and in public, and over a long period of time, we can
see their strength and weaknesses.
I remember a
few years ago, when I was still working, my boss asked me to cheat and altered
the data we are collecting for a project which I was working on. The test
results could not meet the required specifications. We had only 2 weeks left to
complete the project. Of course, the easy way out was to just obey the boss and
if the cheating were found out, then I will just point my fingers at the boss.
But, I told the boss that I will continue working on it until I got the project
working correctly. The boss looked into my eyes and said firmly: “How?” Without
hesitation, I said: “I pray to God, God will help me!” After he heard what I
said, he walked away. (He is not a Christian). So, then, I was stuck with a
very difficult project on hand and only left with 2 weeks to struggle it out. When
alone, I really cried out to God, and “if even God, You don’t help me, I will
have to resign.” When, we bring God into our situation, “the Red Sea will part
and we will walk through safety”. Thank God, after much prayer and careful
analysis of what went wrong, God helped me to get the project completed in time
for delivery. From then on, the boss will never ask me to do anything unethical
or untruthful.
A recent
event in Singapore triggered me to write this post:
The
political saga in Singapore of a Member of Parliament (MP) lying in a Parliament
sitting, and 2+ months later had to admit to her lies, because she could not substantiated
what she had said. Worst still, she also breeched the confidentiality by
telling the story from a woman support’s group who encountered sexual abuse or
harassment. Even without confidentiality, we don’t share sad and painful
stories of others. Church Cell Groups are also such that we keep all the
sharing of stories private. What is more damaging now is that she said her
party leader told her to “bring her lies to the grave”? (Meaning: she should
keep covering up her lies even after she dies). Of course, the party leader vehemently
denied saying that. As there was no witness, it’s now between her words and
his. But the image of the Worker Party has greatly been tainted by this
political saga. The first requirement of selecting political candidates is to observe
how they speak and project themselves in private and in public. Perhaps, Worker
Party has no put in enough time to observe their candidates before fielding
them for General Elections.
Sometimes,
we make mistake in choosing people. In 1 Samuel 15:35; God was sorry that He
had ever made Saul as king. Jesus Christ chose Judas Iscariot as His disciple. Once
we know that we have chosen the wrong person, we need to dissociate ourselves
from them and not to coerce them to do even more wrong or lies.
#1. Never tell lies. Lies destroy trust and characters.
#2. Be wary of people
with loose-tongues,
they may also spread things about you to others.
#3. Learn to speak with
facts to substantiate. Seek permission if
there is a need to talk about others.
#4. Never backstab your
leader. If you fall
out with him, just leave amicably.
In our
circle of friends, colleagues, church-mates, neighbours, relatives, or acquaintances,
it is always good to observe how each one of us speak. Some may have
loose-tongues or like to gossip and spread news, some may like to exaggerate,
while others are gentle, courteous and truthful in what they say. To those that
fair badly or marginally with their words, we can still maintain a cordial conversation,
be polite and not appear unapproachable. Just do not put too much trust in them
or reveal too much important information.
15 But speaking the truth in love, we must
grow up in every way into him who is the head, into Christ, (Ephesians
4:15)
Blessed Christmas!
Agape
Tuesday, December 21, 2021
Time - Durations or Opportunities?
“You’re on leave today?” My neighbour asked as we stepped into the lift of our HDB (Housing Development Block) block this morning.
“No. I have
stop working. I have retired?”
“Oh, few
years ago, I stopped work for 7 months and was so bored that I came out of retirement
and went back to work.” My neighbour told me. He just could not find anything meaningful
to do with his
time.
……
Not me. As they
say: “Time flies”, when you are busy. Or like my neighbour: “Time crawl”, when
you are bored.
But for me, I
say: “Time is
life”
Every day is an opportunity to serve the family; grow stronger
physically; talk to God; learn new things; meditate, reflect and journal / blog;
or reach out to people when they talk to you, like this neighbour. I see this conversation
as a “Kairos Moment”, which we happened to meet. Was that a divine appointment?
In the Greek vocabulary, Time is either Chronos (cronoV) or Kairos (kairoV). There is another Greek word for time actually, that is seldom heard by
preachers but learnt during my Greek Class. It is Hora (wra) = hour. Jesus used it when He said:
“The hour has come…”
Time is the
only resource God has given to everyone who has breath. So long as you has life
– all living things, you are given 24 hours each day to live, enjoy, bless
others, serve others, and do meaningful work or to just relax. The choice is
yours, but don’t abuse it or it will cause your life and soon you are dead; and
time is taken away from you.
#1. Chronos Time – A duration
of a period
Chronos time
refer to a date of an occurrence; like my birthdate and the duration of my
school days. The year 2020 is a chronos time that we will all remembered as the
COVID year.
#2. Kairos Time – A moment
of opportunities
Kairos Time
is usually use a time with a purpose, as a time that is used with qualities.
Chronos marks quantity; while Kairos as quality. It is the time wisely used and
fulfil certain objectives and purpose. It can be said a time well used. Chronos
time will always pass by, but when we capture that moment and use it
meaningfully or wisely, it becomes a Kairos Timing. (Just like when you meet a
friend and start talking meaningfully; or see a person in need and seize the
opportunity to bless him, etc).
15 Be careful then how you
live, not as unwise people but as wise, 16 making the most of the time (Kairos), because the days are
evil. 17 So do not be foolish,
but understand what the will of the Lord (Ephesians 5:15-17 NRSV)
In Eph
5:15-17 Apostle Paul tells us how to be wise with our time:
(1) Be
careful how we live;
(2)
Understand the will of the LORD for us.
In simple
words, don’t use your time for evil thoughts, words or action (then it became “the
days are evil” verse 16). Occasionally, I fall into this trap by being angry
for too long, or worry the whole day, etc. These are days of Chronos time.
However, there are days of Kairos time, when I deliberately worship God and
meditate/memorise on His Word, even as I was jogging along the beaches of Pasir
Ris Park. An hour or two like this is always time of blessings. Also, when we
choose to use time as Kairos and not chronos, then, my speech to people will
usually be courteous and polite because I choose to make it a Kairos moment,
which in a way is also the will of the Lord for us as Christians. Even in
sickness and home-bound, I can set a period of time to pray and reflect as I
rest and recuperate. In resting and relaxing, I choose to quietly recite a few
memorized Bible verses.
The point of
being Kairos is to be deliberate /careful in our thoughts, words and
actions. We decide not to let the situations control our emotions or actions
but rather, let the will of the Lord (that is, Bible values and principles) decide
how we should behave at any moments. And so, we need to know the Bible well
enough to live right, and use our time wisely until it becomes habitual. It
will be life long process. So, may God helps us!
Of course,
we can also spend chronos time without feeling guilty. I still play my Jigsaw Sudoku
games every day (the more difficult it is, the more time it is used up). It is
a way of relaxing and sharpening my reasoning. I still jog normally and watch people along
the way on some days. We don’t need to keep our “Spiritual Bow & Arrow”
taut and tense all day. Jesus told His disciples to go somewhere just to rest
& relax after a day of ministry.
…
And so the
next time you talk to someone, may this short writing trigger you in your
conversation and turn the Chronos timing into a Kairos moment.
God has surely
triggered my thoughts today to reflect. Ephesians 5:15-17 just pop out of my
head.
So, how do
you use your time? Would love to hear from you how else can we use our time
wisely.
Agape
Saturday, December 18, 2021
Take Risk & Manage Risk
Are you courageous enough to face challenges? Daring to take risk? Dare to fail?
I just read of a 26-year old man who lost about $400,000 in the stock market. He had saved up to US$300,000 with his frugal living. He started well, with US$5,000 on a US stock called AMC and made it to $15,000. Then he bet on silver and increased his capital to $50,000 within a short time. Next, he wanted to move to a safer stock and chance upon Ali Baba, a very well-known and profitable Chinese e-commerce stock listed on the New York Stock Exchange (NYSE). Ali Baba stock price was falling due to the Chinese government clamping down on all tech-stock and the price looked attractive. That’s when he put his money (US$300,000) into Ali Baba. As the price kept dropping, he put in another US$100,000. (All he had up to that time). Painful as it was to see the price kept dropping and taking a mental toil on him, he finally exited the stock after 9 month in October 2021 with about US$20,000 left. You can read it HERE.
AliBaba price chart (keep falling)
I respect
this young man. Time is on his side to recover from any failure. That is the
beauty of youth. He work hard, frugal and save every dollar that he earns. He
is hard-working, read a lot about investing and learn how to trade and make
progress initially. He dare to take risk. That is what I also like about him. People
who dare to take risk and challenges are usually courageous. They dare to fail,
learn from it and come out stronger. To be fair to him, he traded on a very
good stock – Ali Baba. So, what is the mistake that he made in his investment?
Let us learn from King Solomon, the wise man from of old (Ecclesiastes 11:1-6
NLT):
#1. Don’t be afraid of risk (Ecc 11:5-6)
Life is full
of uncertainty. Be humble enough to admit that we do not understand every
activity of God, who does all things (Ecc 11:5). Because of our limited capabilities,
we need to work hard – “plant in the morning, busy all afternoon” (Eccl 11:6) –
that is: do everything you can to improve and grow. Our hardworking will pay
off with profit even with risk and uncertainty. That is what King Solomon told
us.
Then he explained
how to mitigate this risk in Ecclesiastes 11:1-4.
#2. Diversify your
portfolio (Ecc 11:1-2)
Divide your
investments among many places, even across the seas (into other countries). In the
stock market where there is a high risk, don’t put your money only in 1 place
or only 1 or 2 stocks. If that stock get hit and price falls (like Ali Baba),
all your money will wipe off. That is what happen to
this young man who lost almost all his $400,000. Practically, I think it
is good to spread your money across different kind of stocks – equities,
Exchange Traded Fund (ETF), Real Estate Investment Trust (REIT), and Bonds; all
of which have different level of risks. But do not spread it too much until you
lose focus. Keep it to 10 -15 stocks, with each stocks not more than 10% of
your capital. I personally invest only in Singapore (home ground is always
familiar and safer) and good stocks with strong fundamental and profitable
business. Time is not on my side and so, there is no point to venture across
the seas now. If you are younger, yes, try “across the seas”.
#3. Prepare for rainy
days (Ecc 11:3)
Warren
Buffet, the richest investor of our time said: “"Opportunities
come infrequently. When it rains gold, put out the bucket, not the
thimble."
Here, we
know that rainy day, or bad times will always come like a dark cloud or a
rotten tree that is going to fall. We may not know when it will happen, but it WILL SURELY happen to a stock market crash whereby every stock
prices fall by more than 20% - 50%. And when that happen, it is the opportunity
to buy good stocks at a very cheap price. It is important to have sufficient
cash on hand to serve as a bucket for you the catch the falling price and buy
at undervalue price. The mistake this young man made is that he did not keep
his US$100,000 as his bucket and not buy in Ali Baba when it is the only stock
that is dropping while the stock market is still not crashing. I personally
hold about 40% of my money in cash and wait for the rainy day. This cash can
form 2 buckets to collect the rain twice.
#4. Don’t wait for
perfect timing (Ecc 11:4)
On the other
hand, rainy day don’t come often. It happens only once in a decade or so. So,
he who wait for the perfect timing will never start planting or investing.
Always start small and learn as we grow. This is what the young man who lost
his US$400,000 do it right. He started small and learn along the way.
Agape
Monday, December 13, 2021
My Simple Prayers
Today, I hear God telling me: “You don’t pray much these days.”
I confess to
God that I have slacken last week. “December, with no cell meetings cause me to
slack.” God, please forgive me for giving excuses.
And so, my
mind started to wander into the simple prayers “encounters” that triggered me
and humbled me to draw nearer to God.
People size you up by how
you pray:
#1. In Prayer Meetings
Whenever we
are in a group prayer, people instinctively are drawn to those who are eloquent
in prayers. They are the so call “prayer warriors”. Some people also take the
opportunity to display their “spiritual” level of maturity by their prayers. That
leave us (me included) with nothing to “show-case” and so if we can be quiet,
or avoid being called to pray, we feel more at ease. This is the kind of prayer
meetings that I loathe to attend. No wonder, most Wednesday evening prayer
meeting often has low attendance.
Last year
2020, during the Alpha meeting I was appointed into the prayer group besides
being the helper in one team. I suspected that I was appointed to be in the
prayer group because, during one mock / trial-run Alpha zoom meeting, I shared
that I often pray while driving alone. The Alpha ministry leader/trainer
happened to be in my mock Alpha meeting. I may have sound boastful while
sharing about prayer and that triggered him to get me to be involved in prayer
for the Alpha sessions (12 sessions in all). There are 3 people in the Prayer
Group. Since the other 2 people try to be very passive, I took the initiative
and put up a prayer list (as requested by the Ministry Pastor). And, so with
that, I became the prayer IC. And I had to update the prayer list weekly. Although,
the 3 of us took turn to pray each week, somehow for the last 3 sessions, the
ministry leader specifically called me to close each sessions with prayers. I
remembered clearly during the 12th (final) sessions on 22nd
October 2020, he specifically said: “I ask Mark Lim to close us with prayer, AGAIN!” to the giggles of
several girls who were in the Alpha zoom
sessions. He made it so obvious that he was using prayer to humble me. (“So you
think you are so spiritual in prayer, right? Then pray for us, lah!). I must
confess that I did not complete the prayer that final night. I actually broke
down in tears near the end of my prayer and Karen, the administrator continued
with a final sentence and closed the prayer for me. That week as the most
stressful week for me as my wife broke her leg on 19th October and I
was no longer in a clear state of mind. [Bye-bye, no more Alpha sessions for
me]
#2. In Leadership gathering
I remember
the time when I was in the Precept Sunday Lunch Leadership gathering about 4
years ago. I was new to the Precept Ministry and the Elder who was the Advisor,
was present. Seeing me as a newbie to the group, he started to talk to me (in a
group), perhaps to size me out whether I was qualified to facilitate Bible
Study Discussions. During the conversation, he would often quote Bible verses
without mentioning the Scripture Passage or context to see if you follow
the discussion. This is the kind of Christians’ sparring that are meant to
indirectly show off or test others how knowledgeable someone are well
Bible-versed. Then before the meal started, he called me to “say Grace” for the
food. Instinctively, I knew in my heart that he was again sizing me up to hear
how I prayed. I mean, in such a gathering, shouldn’t the top leader give thanks
instead of a lowly new guy like me to do it, Jesus always take the lead to give
thanks for the food, (see John 6:11) Since he displayed such well-trained
in Bible verse, he should know that giving thanks to God for food is the duty
of the top leader. [Even at home during meal times, it is my duty as head of
the family to give thanks to God for the food, like Jesus, not any of my
daughters].
#3. In Cell gathering
Many years
back in my previous cell meeting, we often separated into men’s and ladies’ for
prayers during the cell gathering. Once, during such a prayer meeting, the
floor was opened for anyone to pray. After a long wait, no one wanted to
verbally pray out loud and so, I took the initiative to pray for the men by
names in the group. It was a long but simple prayer without any eloquence or
drama. I remembered clearly after my prayer, one member smiled and said to the
group that asking God for needs was very “childish” and we should thank God instead of asking
for needs and helps. Then he prayed a Thanksgiving prayer (as if to teach me
how to pray). All this while, I kept quiet and accepted the fact that I was
childish (or child-like) when it comes to prayer.
God don’t size you up by
how you pray
I often wonder
how God would see me when He hears me praying to Him. Does He see me asking for
needs and helps, very childish and is bothering Him?
Howard
Hendricks, Professor of Dallas Theological Seminary shared a time when he was
attending a Wednesday night Bible Study and Prayer Meeting:
A man in our
church came to Christ and decided to show up for a prayer meeting and Bible
Study on Wednesday night. We had the study and then we broke into groups for
prayer.
“Hey, Howie.
Where are we going?” he asked me as we headed down the hall.
“We’re going
down here to pray,” I said.
“Well, then
I’ve got a problem.”
“What’s your
problem?”
“I can’t
pray,” he admitted. “I mean, I can’t say it the way you guys say it.”
I said, “Friend,
that’s no problem. Thank God for that.”
So, we began
praying. I knew he wanted to participate, but he was a little hesitant. Finally,
I reached over and prompted him to go ahead. I’d give anything to have a
recording of what happened next.
He said, “Lord,
this is Jim. I’m the one that met You last Thursday remember?” (I thought he
was going to give God his zip code.) “I’m sorry I can’t say it the way the rest
of these guys say it, but I really love You. Honestly, I do. And hopefully,
after I know You awhile, I’ll be able to say it a lot better. Thanks a lot. I’ll
see you later.”
You know
what that man did? He turned on a prayer meeting. You see, the rest of us are
saying prayers. As usual, we were reviewing our theology, taking our tour of
the mission field, scrapping the Milky Way. This guy was praying – just talking
to God. Without realizing it, he was way ahead of the rest of us because he was
honest before his heavenly Father. The only thing that ever moves Him is our
heart. - Howard Hendricks, Living By the Book; 2007; page 101
Yes, people
listen to our prayer and size us where we are spiritually. (I can almost
imagine how that Elder grade me during the Precept Lunch meeting if I pray like
this man which Dr Hendricks talk about). But God sees our heart. Every time I
draw near to God in prayer, I am reminded of Jesus’ parable on prayer in Luke
18:9-14
So, how’s
your prayer? A Pharisee’s kind of prayer or the tax collector’s kind of prayer – simple, short and
helpless plea to God?
Agape
